Trump Account

My summary, but you have homework to do before opening one of these. I think I now understand why I’ve not seen much on this.

Trump Accounts are tax-advantaged investment accounts for U.S. children under 18, invested in low-cost S&P 500-style index funds and locked until age 18 to promote long-term compounding and generational wealth. The initial seed money from the government is $1,000 (for children born 2025–2028).

Parents/family/others can add up to $5,000 per year; employers up to $2,500 (counts toward the $5,000 total). Philanthropic and state pledges (e.g., $250 from the Dell Foundation for qualifying lower-income ZIP codes, $250 from Brad Gerstner for Indiana kids under 5, employer matches of $1,000 from companies like JPMorgan, BlackRock, etc.) can add extra seed money without counting toward the annual limit.

If only the $1,000 government seed is contributed and no other amounts are added, in eighteen years it would grow to about $5,800 using historical rates of return. If the other initial seed amounts are used (up to $2,500 in Indiana, for example), it would grow to over $14,000. If the initial amount is used with maximum additions from family/employer over the years, while it has to be speculative, it can grow to over $300,000. Remember, as the financial people say:estimates based on historical S&P 500 averages; past performance isn’t a guarantee.”

To fully understand it and maximize returns, visit https://trumpaccounts.gov/ and speak with a financial advisor. I’m not a financial advisor and the information here is in general, reasonable terms.

Article link:  Bessent: Trump Accounts May Be Trump’s ‘Most Enduring Legacy’

 

Touching the Face of God

I discovered today that I’ve never written about one of the more memorable events of my life, which took place 39 years ago.

The Challenger disaster was one of the most tragic events in the history of space exploration, occurring on January 28, 1986. I was home having lunch and watching television. The Space Shuttle Challenger exploded just 73 seconds after its launch from the Kennedy Space Center.

Seven crew members were onboard, including Christa McAuliffe, a teacher who was to be the first civilian in space as part of NASA’s “Teacher in Space” project. Among the other mission specialists were Ellison Onizuka, the first Asian American astronaut who had previously flown on the Discovery shuttle, and Judith Resnik, an electrical engineer from Ohio who was also the second American woman in space. Lastly, Gregory Jarvis, an engineer from Hughes Aircraft, was aboard as a payload specialist.

Also onboard was Commander Francis R. (Dick) Scobee, a veteran pilot with experience in both military and NASA test flights; Pilot Michael J. Smith, a former Navy captain who was on his first space mission; and Mission Specialist Ronald McNair, a physicist who was also the second African American in space.

The immediate cause of the explosion was the failure of an O-ring seal in one of the solid rocket boosters, which allowed pressurized hot gas to escape and burn through the external fuel tank, leading to the catastrophic breakup of the shuttle.

It was preventable—an O-ring failure due to the frigid temperatures on the morning of the launch. The night before, temperatures had dipped below freezing, which was well outside the operational specifications for the O-rings.

Engineers expressed concerns, but there was pressure to launch. A delay was significant because there had already been some delays, so the decision to launch was made.

The disaster led to the formation of the Rogers Commission to investigate the causes. The commission’s report was highly critical of NASA’s decision-making process, complacency about safety, emphasis on maintaining launch schedules, and poor communication between engineers and management broke down.

The report led to major changes in NASA’s management and safety protocols, including better communication practices and the eventual redesign of solid rocket boosters. However, all of this came too late for the crew that was lost.

The Challenger disaster had profound effects beyond the immediate loss of life and the technical failures. Public trust in NASA’s ability to manage space missions was undermined, and the space shuttle program shut down for nearly three years.

President Ronald Reagan’s response to the Challenger disaster was immediate. On the day of the tragedy, January 28, 1986, instead of delivering his scheduled State of the Union address, Reagan addressed the nation from the Oval Office.

He spoke of the tragedy in his speech, saying, “Ladies and gentlemen, I’d planned to speak to you tonight to report on the state of the Union, but the events of earlier today have led me to change those plans. Today is a day for mourning and remembering.” He acknowledged the national pain, highlighting the significance of the loss and the courage of the Challenger crew.

Reagan’s address was excellent. Borrowing from the poem, he concluded with the memorable line, “We will never forget them, nor the last time we saw them, this morning, as they prepared for their journey and waved goodbye. Borrowing from the poem, he concluded with the memorable line, “‘slipped the surly bonds of earth’ to ‘touch the face of God.'” This speech is remembered for its eloquence and emotions, offering empathy and solace to the public and honoring the memory of those lost.

Three days later, Reagan delivered another address at a memorial service in Houston, where he again spoke of national mourning and the personal loss felt by the families of the crew. He praised the astronauts for their dedication and service, saying, “They had a hunger to explore the universe and discover its truths. They wished to serve, and they did. They served all of us.” For me, though, I go back to these as the most moving:

“We will never forget them, nor the last time we saw them, this morning, as they prepared for their journey and waved goodbye and ‘slipped the surly bonds of earth’ to ‘touch the face of God.'”

Sunday Reflection


Inspirational Bible verse from 1 Peter 3:14 KJV about courage and faith.Most of us are not in the middle of what is happening in Minneapolis. We are watching from a distance and trying to stay steady while the world is tense and divided.

When everything shakes, God calls His people to stand firm.

“Be not afraid of their terror, neither be troubled.” 1 Peter 3:14 KJV

Fear does not have to rule your heart. And in moments like this, your prayers matter more than you know. Turn it overto God, and trust Him to work where we cannot.

And pray for the officers who feel hated or targeted, so they may do their jobs without being demoralized, because we know they carry the weight of responsibility and the fear of misinterpretation.

Pray, too, for those who feel unheard or mistreated, that God will open their eyes and move them away from evil; that they will see they are being used for sacrifice by others.

The Donut Dollies: The Bravest Women You’ve Never Heard Of

Two women in vintage dresses sitting on a railing with mountainous background.During the Vietnam War, the “Donut Dollies” were young American women volunteers with the Red Cross who traveled thousands of miles to bring a slice of home to American troops.

Soldiers helping a woman out of a helicopter during a military operation.They organized games, quizzes, and conversations, strummed guitars, and offered smiles and cheer to boost morale. The Dollies ventured into dangerous zones, often under fire, to remind soldiers of the world back home. Tragically, three lost their lives.

Soldiers helping a woman out of a helicopter during a military operation.The Donut Dollies tradition dates back to World War II, where Red Cross women operated clubmobiles, mobile kitchens on trucks to serve fresh donuts, coffee, and entertainment to troops in rear areas.

Soldiers helping a woman out of a helicopter during a military operation.In the Korean War, they ramped up efforts, producing up to 20,000 donuts a day for arriving soldiers in Pusan.

Four men laughing and dancing in a rustic room with a phonograph.God Bless these women for volunteering their time to bring a slice home to our service members.

Soldiers helping a woman out of a helicopter during a military operation.It’s been mentioned that Donut Dollies charged a nickel for coffee and donuts to US soldiers in WWII. True, but there’s more to the story.

Soldiers and a woman share smiles holding food supplies during wartime.It was a morale thing. Donuts and coffee were free to US soldiers. Because the British and other countries charged for these items, their soldiers complained so much that it caused a morale problem for the allies.

Four men laughing and dancing in a rustic room with a phonograph.The Secretary of War ordered nickel for coffee and donuts. The Red Cross resisted but then charged.
Soldier in helmet smiling and holding a cup.In combat areas, soldiers didn’t carry around pockets full of nickels. Some accounts mention soldiers using “chits” (small tokens or scrip purchased earlier with cash).

A soldier in uniform stands outside a white house with a rifle.In true frontline or isolated visits, Dollies frequently gave out donuts and coffee for free anyway.

Six American Red Cross women in uniform standing in a line, smiling.The small fee was symbolic and not a moneymaker, but it caused decades of veteran resentment toward the Red Cross, even though it wasn’t their idea. Some Dollies carried a roll of nickels to “repay” complaining vets years later.

Nurses posing with a dog in front of an American Red Cross station.For Korea and Nam, it went back to being free. If you want to blame someone, blame crying British, Australian, and other Allied troops, not the Donut Dollies.

Four women posing around a vintage helicopter in a desert setting.

Two women in vintage dresses sitting on a railing with mountainous background.

A PSA-CAREFUL WHAT YOU POST


Vintage black-and-white photo of a child sitting in a chair in a cozy room.

I love resurrecting this from time to time, with slight modifications. First, it has an important message; second, it’s a cute picture of me.

So many times, I’ve warned people about what they post on social media and always used a sample pic. Innocently taken pictures posted to social media sometimes come back to haunt you in a custody case.

That said, I found this picture of me when I was four. I have one of my dad’s cigars in my mouth, which is not good to do in today’s world. My fingers look a little close to the wall outlet, too. The bad thing is, I’ve smoked almost ever since, not good. Of course, I blame my parents as kids do. But I did quit about a few years ago, but that’s not important to this.

We didn’t call it Child Protective Services (CPS) back in those days, but be warned, had CPS, as it exists now, come out after someone reported this, think about it. It would have found we didn’t have heat except for the gas (the silent killer) stove in the living room, and sometimes, when it was freezing cold, my mom would light up the gas stove in the kitchen and leave it open in an attempt to bake me. No way to heat a roughly 700-square-foot home, that’s for sure.

Plus, when another child was born, I lost my bedroom, and my parents stuck me in a non-bedroom off the living room that felt like 34 degrees during the winter.

My shirt is buttoned to the top to choke me, and my pants were bought to fit two or three years, which meant I tripped over my pant legs in the beginning until they turned into flood pants. My pants went from a danger hazard to a showing of neglect. I don’t understand why my hair has a skunk look to it. And look how close my fingers are to the outlet-obviously, my parents were trying to electrocute me. No wonder at that age my hair was already turning white. Plus, I don’t think my shoes match, and the pants are ripped at the knees, creating a draft.

Yep, someone would have lost custody, or I would have ended up in a series of foster homes for sure. I lucked out. My parents were good, though not perfect. We couldn’t afford certain things, like heat. Well, we had heat; it just didn’t warm the house or my bedroom. Plus, what kid that age doesn’t smoke, right? The point is that innocent and cute things can get turned around.

Seriously, though, be careful about what you post. If you’re on the other side of a case, social media is the first place I will check you out.